Big BenefitsakaBig Ben
This Employee Benefit Statement Prepared for:  [[ben_stmt_f_name]]
Employees' Retirement Plan
RISP (assumes you continue at [[risp_pct]])Retirement Plan (assumes added contributions)Social SecurityTotal Projected Monthly Income
Monthly Base SalaryIncentive Compensation (monthly)Total Current Monthly EarningsTotal Projected Monthly IncomeYour Projected Monthly Gap
The assumptions made in the benefit calculations are outlined in the "Important Information About Your Personal Statement of Benefits" section of this communication.
You should estimate that you will need 60% to 100% of your current income during retirement. Consider the results above carefully; they might suggest the need for changes in your retirement/financial planning that will enable you to attain your goals.
As of July 1, 2009 , Big Benefits is crediting your account each payroll period with: Your account balance as of July 1, 2009 is: Your current vesting is:
[[risp_payout||m:+usd:0:0:.:,]][[erp_payout||m:+usd:0:0:.:,]][[ss||m:+usd:0:0:.:,]][[tot_retire||m:+usd:0:0:.:,]]
[[mo_wage||m:+usd:0:0:.:,]][[mo_incent||m:+usd:0:0:.:,]][[mo_wage_tot||m:+usd:0:0:.:,]][[tot_retire||m:+usd:0:0:.:,]][[gap||m:+usd:0:0:.:,]]
Projected Total Monthly Income at Age 65
Current Monthly Earnings vs Retirement Income
[[erp_pp||m:+usd:0:2:.:,]]
[[erp_bal||m:+usd:0:0:.:,]][[vest_pct]]
Projected income
Projected Gap
Employees' Retirement PlanThe Employees' Retirement Plan (ERP) is designed to provide you with a retirement income paid entirely by Big Benefits, which is complemented by RISP and Social Security. Effective July 1, 2007, the Plan was changed to a cash balance approach to provide a retirement benefit that is easier to understand and offers flexibility in the ways you can receive your benefit. Big Benefits will credit you with a contribution and interest credit based on your service and earnings.
RISP Payout
Employee Retirement Plan Payout
Social Security Payout
The Charts on this page are dynamic, as are the calculations.