Wasting Time?  Time is wasted when:- A group of people must wait for one person.- A Team cannot readily access the same document or data.- A Task must be redone due to insufficient supervision.
'Horizontal' Software may be called a Suite - or a Platform. - It is very flexible & made to Create new information.- Can be used to create Vertical (specific) Applications.- An example would be 'Adobe Creative Suite'or MS Office.Vertical Software is developed for a specific set of Tasks.
The Platform  is Broad & flexible by Design.- WYSIWYG Design tools for Novices autogenerates code.- Powerful Editors allow Experts to further customize.- Includes an underlying and thoroughly integrated database.- Robust, multiuser access without onerous fees.
Wasting Talent?  Talent is wasted when:- An Expert is assigned a task that is suitable for a Novice.- A Novice is assigned a Task that way over his/her head.- A Novice that is eager to learn new skills is denied access.- Team members are pigeonholed. Latent talent, undeveloped.
There is another 'Great Divide' and that is the one between the Haves and the Have Nots.  Younicycle is affordably priced for any business, not just the 'Fortunate 500'.  Available as a SaaS (online) or as a Server package.
'Vertical' Software is often called an 'Application'. - It is typically developed for a specific set of tasks.- Is 'powered by' the underlying Horizontal Platform.- An example would be 'Recruiting' or 'Benefit Enrollment'.
Wasting Money?  Money is wasted when:- Multiple software packages must be purchased.- Multiple licenses or 'seats' must be purchased for each.- Multiple user interfaces must be learned (extra training).
The Great Divide is Knowledge.  If you have the required depth of Knowledge, you can accomplish difficult tasks but without it, you will either 'give up', assign or pay an Expert or purchase yet another limited use software application.
Cost? 1) Server package for $400.  No limit on number of users.2) Online vsn (SaaS) = $480 per year (3 users).3) Custom programming from $25 to $75 per hour.
Many spokes. Younicycle's framework will allow you to create many types of Vertical Applications, defined only by your imagination.  An Actuary - or a Recruiter, a Benefit Consutant or Insurance Carrier can create compelling, plug-in Solutions.
Need an Edge? Many possibilities:1) Create Customer Solutions & give to them for Productivity.2) Create and sell as a suppemental source of revenue.3) Create, give it away - but charge for added customization.4) Become a Partner.  Sell Younicycle + your Solutions.
One wheel. We've designed the IT Vehicle so that:1) Experts can work side-by-side with Novices.2) WYSIWYG Tools auto generate complex code.3) Each 'mini-app' you create can be shared (or sold).
Getting there is the hard part ... but we've made the trip much easier.  We have spent many years 'blazing a trail' and building the IT vehicle that can get you there, safely & affordably.  Yes, it is easier - but Easy is a relative term.
Start here.  Get there. It's a given that you want to provide superior service for your customers and always keep a responsible. technological edge.  But how?  Younicycle can give you that edge - & be white-labeled for your identity.
It's coming. Like it or not, your competitors are standing outside your customers' front door and can be invited in with a few clicks of a mouse.  We have the high tech and you, the relationships.  Let's talk while the sun is still out.
Personalizing your Employee Communications is critical whenever personal Knowledege is required.  Use Retirement as an example.  Why would an employee care about John or Jane Doe's retirement security?  Meaningless, inaccurate information is not only irrelevant, it's dangerous.  Do it right.
The 3 Steps for effective Employee Communications:1)  Inform: Let them know it exists.  Where? When?2)  Educate Employees:  What is it?  How does it work?3)  Personalize the content.  John Doe is not real.
Employers: Collaborate internally, with us or other Vendors 1) We (or other Vendors) can provide Full service2) Do it yourself (DIY).  You can always ask for help.3) Initial full service -> then DIY in the future.
Your Employee Benefits may be very Cool - but will be ineffective if they remain Hidden.  Employee Benefit Statements help your Group understand & appreciate their Personal, Big Picture.  We have more than 20 years of experience and know all the possible pitfalls.

Poor Henry.  Overcome by events beyond his control.Approximately 3 minutes.
  Idea #2: There's still good meat on those Bones.
When Employee benefit statements are completed, what do you have?  For starters:Name, address, birth date, hire date, gender, department, wage rate, status, scheduled hours, retirement data, all benefit enrollment info, all time off data, education data.
And that's just scratching the surface.  So maybe start Targeting (and Personalizing) your Employee Communications.  Your Benefit Customers will have one less, onerous task (Benefit Communications), their Employees will be able to make truly informed decisions and you will be able to ....
expand your business and bind yourself more closely to your Customer.  You will have the Competitive Edge.
Any Targeted Benefit
It all Started with Employee Benefit Statements
Employee Benefit Statements are NOT a dead-end Project.  They should be only the start of something VERY good.To accomplish what is described to the left, we'd need your Carrier's Rate Tables and a blank form.
- We'd build the Rate Tables into your exisiting system and JOIN to employees based on Wage, Age & Gender (if relevant).  We'd do all the # crunching and calculations. - We'd scan the 'blank form', then 'lay' the data and calculation fields on top of the scanned Form.- You get approval from the Carrier.  A little arm twisting/groveling & they'd probably pay us for our time.- We set it up for Print, web, intranet - or all of the above.  Data gets collected directly into the App.- Verify all with your customer & export relevant data to Payroll.  
Life is Good.
Dear Joe,
I thought I'd share with you some personalized information about the new Voluntary, Supplemental Disability Policy that is now available at HoobsDooba.
bla, bla, bla your monthly wage is $$$$ and your benefit could $$$ per month.  You are xx years old.  Did you know that the chances of a Male (age xx) becoming disabled for > 1 month between now and age 65 are xx%?
bla bla bla - here's your own wage replacement chart and current gap.  

Your premium would be $.xx per pay. The partially completed enrollment form is on the right.  If you need more info, let me know.
Thanks,I. M. Agent
Voluntary, Supplemental Disability Enrollment Form
Applicant Name: Joe BlowApplicant Address: 123 Anywhere Lane
etc
Scanned form.  Partially completed with available data from the employee benefit statement project.  Rates automatically calculated.
This Site was made in its entirety with one of the many Tools that can be found within Younicycle.  It is also Published to the Web by Younicycle.
Younicycle is available online as Software as a Service (SaaS) - or as a separate Server Package.  It can be private labeled & customized for you.
Younicycle has its own website - and all of its content was also created within a Younicycle Account + it also serves itself to the web.
Don't trash Your DataRepurpose!